Advisory

Digital judgement for boards, institutions and regulated markets.

Ethel supports leaders who need to understand the strategic implications of technology, govern digital risk and move from ambition to accountable delivery.

Advisory scope

For decisions where technology has become a governance, regulation or market question.

The work is not a technology presentation. It is the work of helping senior teams decide what to approve, what to govern, what to fund, what to sequence, what to stop and what to explain.

Board and committee oversight

When directors need to interrogate technology properly.

Technology risk, AI governance, cyber and digital resilience, vendor concentration, innovation portfolios, transformation investment and accountability.

Regulated financial innovation

When the opportunity is real but the exposure is not yet understood.

Open banking, digital payments, stablecoins, virtual assets, fintech partnerships, customer trust, compliance exposure and market positioning.

Institutional systems and assurance

When internal systems have to meet a higher standard.

Technology governance, control environments, standards-readiness, information-security requirements, operating discipline and practical implementation support.

Policy-market convening

When the right people need to be in the same room.

Structured conversations between regulators, banks, fintechs, insurers, investors, payment actors and public institutions before issues harden into crises or superficial consensus.

How the work lands

Clear advice. Practical decisions. Accountable execution.

Advisory can take the form of board briefings, executive workshops, policy-market intelligence notes, strategic reviews, governance design or implementation support.

01

Executive briefing

A focused session to help leaders understand a technology, policy or market shift and its implications.

02

Strategic review

A sharper assessment of digital priorities, risks, institutional readiness, governance gaps and delivery options.

03

Execution support

Ongoing advisory to help translate decisions into operating models, partnerships, governance routines and delivery discipline.

Ethel Cofie speaking in an institutional meeting
Institutional briefing and policy advisory
Group photo from Future of Finance Dialogues
Market intelligence through trusted convenings

Selected institutional work

Concrete settings, not abstract digital strategy.

The examples below are grouped to show the kinds of institutional problems Ethel is brought into, without turning the page into a CV.

Board-level technology oversight

Old Mutual Ghana

Technology and innovation oversight at board level for a regulated financial-services institution, where digital transformation, technology risk, customer change, investment decisions and institutional accountability need to be understood by directors, not only by management.

Public digital infrastructure

Ghana Investment Fund for Electronic Communications

Board-level work connected to digital inclusion, connectivity, infrastructure financing, public value and the long-term institutional choices behind national digital access.

Institutional systems and assurance

STAR-Ghana Foundation

Technology advisory and governance support to strengthen internal systems, controls and standards-readiness, including support for ISO-aligned technology and information-security requirements.

Financial-sector market intelligence

Future of Finance Dialogues Africa

Convening regulators, banks, fintechs, insurers, payment providers, investors and infrastructure actors around open banking, virtual assets, stablecoins, digital trust and the future of African finance.

ICT and fintech ecosystem work

Development Bank Ghana ecosystem dialogue

Structuring and moderating conversations on how Ghana’s ICT and fintech ecosystem connects to capital, including the gap between innovation, bankability, financing and institutional readiness.

National capability-building

GTEC digital skills validation work

Technical work linking digital skills validation, employability, AI readiness and the connection between education systems and future workforce needs.

Advisory inquiry

For decisions that need more than a technology presentation.

Use the form to start a board advisory, policy-market intelligence, regulated-sector strategy or digital execution inquiry.